Adoreum defines an active/experienced investor as someone who has the knowledge and experience to make informed investment decisions and understand the risks involved. Adoreum does not specify a specific level of experience or knowledge, but provides some guidance on what factors on what is considered someone is an experienced investor. These factors include:

• A significant size portfolio, with non-basic complexity in the investor's investment portfolio
• The investor's knowledge of financial markets and investment products is significant
• The investor has experience in making independent investment decisions
• The investor has a clear and well understood of the risks involved in investing

Adoreum also judges that investors are able to:

• Understand the key features of the investment products they are considering
• Assess the risks and potential rewards of different investment options
• Make informed investment decisions based on their own circumstances and objectives
• Manage their own investment portfolio effectively

It is important to note that the Adoreum's definition of an active / experienced investor is for guidance only. Ultimately, it is up to the individual to decide whether or not they are. If an individual accepts the invitation to join the 'investor community' they agree to their status as an 'experienced investor'.

If you are unsure whether or not you are an experienced investor, you should speak to a financial advisor and decline the opportunity to join the 'investor sub-community' in Adoreum.